When to Talk to a Mortgage Professional About Pre-Qualification

Are you looking for a mortgage? We'll be glad to talk about your mortgage needs! Give us a call today at 8668408745. Ready to begin? Apply Now.

It can be valuable to visit with a mortgage loan pro first, even before you have determined the sort of home to look for. Why? It might be hard to understand the ways we can help even before you start to talk about prices and negotiations.

We Can Help You Pre-Qualify

When we pre-qualify you, we help you decide the amount in monthly mortgage payments you can afford, and the loan amount you can qualify for. We accomplish this by reviewing your income and debts, your work and residence circumstances, the funds available for down payment, required reserves, and some other things. It is a quick, thorough process with minimal risks for papercuts.

We give you a Pre-Qualification Letter once you qualify, that documents that we're confident you will qualify for up to a certain amount of mortgage dollars.

Power in the Pre-Qual

Holding your pre-qualification letter, several advantages fall at your feet once you locate the house you want to put together an offer on. First, you have some concrete numbers in mind, as the total you will qualify for on your loan. Being pre-qualified also will make your offer look even better to the seller, like you were bringing them a suitcase full of cash! They will not need to worry that they're wasting their time if you won't be able to be able to qualify for a high enough mortgage. The seller won't wonder if he can count on you to qualify for your loan.Your qualifying for your needed loan amount won't cause them concern. You have the ability to back your offer up.

We will help you with your pre-qualification

We can help you see how much of a mortgage loan you can afford, and the amount of money you can borrow, by walking you through the pre-qualification process. We accomplish this by reviewing your income and debts, your employment and housing circumstances, your available funds for down payment, required reserves, and some other things. It's quick and to the point; and we take pride in keeping the paperwork light.

Face to Face

It is important for you to sit down and meet with us, even though you are free to also try the helpful mortgage loan calculators on this site. For one thing, you'll need a Pre-Qualification Letter! Then, we'll make sure we have the right mortgage program for you. We're eager to hear from you: call us at 8668408745.

Have questions about pre-qualifying? Call us at 8668408745. We answer pre-qualification questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

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Carter Financial Solutions

2291 W. March Ln Suite A100
Stockton, CA 95207