Are you looking for a mortgage? We'd be thrilled to discuss your mortgage needs! Call us at 8668408745. Ready to get started? Apply Here.
It can be valuable to see a mortgage loan pro first, even before you have decided the sort of house you hope to find. Why? It may be difficult to fathom the way we could help even before you start to negotiate.
We Can Help You Pre-Qualify
We can help you calculate the loan amount you can qualify for and the monthly mortgage payment amount you can afford by helping you pre-qualify. In the process, we explore your borrowing capacity - looking at your job, available money for down payment, debts, income, and other areas. We will ask for a minimum amount of paperwork, and avoid a lengthy process.
We give you a Pre-Qualification Letter if you qualify, which says that we're confident you will qualify for up to a predetermined amount of mortgage dollars.
Holding your pre-qualification letter, a number of advantages are yours at the point you find the home you want to put together an offer on. First of all, you have some concrete numbers in mind, as the amount you will be able to borrow.
More important to the existing home owner, your being pre-qualified is like your having walked into their house with a bag full of cash to purchase the house! They need not be concerned that they're wasting their time if you won't be able to be able to qualify for a high enough mortgage. The seller won't wonder if he can trust you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary loan amount will not cause them concern. They have a virtual guarantee that they can trust your ability to back up your offer.
We will help you with your pre-qualification
Our mortgage professionals can help you determine the loan amount you can qualify for and the monthly payment amount you can afford by getting you pre-qualified. During this process, we look at your borrowing capacity - looking at your job, money available for down payment, debt, income, and other circumstances. It's short and to the point; and we take pride in keeping the paperwork light.
One on one
You can always use the mortgage calculators available on this website to calculate the size mortgage you will be able to afford - but it's also essential to talk with us. For one thing, you will need a Pre-Qualification Letter! For another thing, we could find a different mortgage option that fits your situation better. Let us help you get started: Call us at 8668408745.
Have questions about pre-qualifying? Call us at 8668408745. Carter Financial Solutions answers pre-qualifying questions every day.