When to Speak to a Mortgage Pro About Pre-Qualification
Shopping for a mortgage loan? We will be glad to assist you! Call us at 866-840-8745 x2. Ready to get started? Apply Now.
It's helpful to consult your mortgage professional as soon as possible — even before you've started to consider neighborhoods. Why? How can we help you if you have not negotiated a price, and do not know yet how much you want to borrow?
We Will Help You Pre-Qualify
We can help you calculate how much of a mortgage you can afford, and the amount of money you will be able to borrow, by taking you through the pre-qualification process. During this process, we determine your capacity to borrow - reviewing your job, money available for down payment, debts, income, and other areas. It's short and to the point; We keep the paperwork to a minimum.
We will give you a Pre-Qualification Letter if you qualify, which states that we're confident you can qualify for up to a certain amount of mortgage dollars.
Some advantages open to you after you have found your dream house, and have pre-qualification. The first is that you can know what you can afford when putting together your offer.
Of greater importance to the existing home owner, your pre-qualification is like your having entered their front door with a bag full of cash to make the deal! They won't have to worry that they have been wasting their time if you will not have the ability to qualify for a high enough mortgage loan. The seller of the home won't be concerned that he can't count on you to qualify for your loan.Your qualifying for the necessary loan amount will not be something for them to worry about. You will have the clout of a buyer ready to make the purchase right now!
We will help you with your pre-qualification
When we pre-qualify you, we help you decide the amount you can afford in monthly payments you can afford, and the loan amount you will qualify for. During this process, we determine your ability to borrow - looking at your employment, money available for down payment, debt, income, and other circumstances. We will require a minimum amount of paperwork, with a short, basic process.
It's important for you to sit down and meet with us, even though you are welcome to also try the helpful mortgage calculator tools on this website. For one thing, you will want a Pre-Qualification Letter! Next, we can study your loan choices to make sure you have found the best one. Contact us at 866-840-8745 x2 to get started.
Have questions about pre-qualifying? Call us at 866-840-8745 x2. Carter Financial Solutions answers pre-qualifying questions every day.