All residential real estate sales involves fixed costs. Buyers and sellers customarily split these costs, as specified in the sales contract.
Many of the costs associated with buying a home are associated with getting the loan. Since Carter Financial Solutions has extensive experience with mortgages and closings, we are closing cost experts.
Very soon after you apply for a loan, we will give you a "Loan Estimate" of your costs. This cost estimate comes out of our past experience. It's important to note that while our LEs are very precise, we cannot always predict your closing costs to the penny. We handle buyers' questions about these costs every day at Carter Financial Solutions, so please be sure to ask if we can help answer your questions.
Below you'll find a fairly generic list of closing costs. We will provide you with a specific list of your closing costs when we provide your Loan Estimate.
Standard Closing Costs
Loan Origination Fee Points — lower your interest rate (optional) Appraisal Fee Credit Report Up-front Interest Payment Escrow Fees Taxes
Transfer Taxes & Recording Fees Insurance
Private Mortgage Insurance (PMI) Title Insurance Flood / Quake Insurance
Are you looking to buy a house? Let us help you. Just fill out as much of the information below that you want and we'll get right back to you, with no obligation to you. We guarantee your privacy.