The Importance of Pre-Qualification

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It is important to consult with your mortgage loan professional early — even before you've started to consider neighborhoods. Why? If you don't know yet how much house you need to qualify for, what can we help you with?

We Can Help You Pre-Qualify

We can help you determine how much of a loan you can qualify for and the mortgage payment amount you can afford by getting you pre-qualified. We will do this by reviewing your income and debts, your work and housing circumstances, your available funds for down payment, required reserves, and some other things. It's quick and basic; We keep the paperwork light.

We will give you a Pre-Qualification Letter after you qualify, that documents that we're confident you'll qualify for a certain amount of mortgage dollars.

Power in the Pre-Qual

A number of beneifits open to you when you have found your dream house, and have pre-qualification power. First, it helps you know how much you are able to offer. Having pre-qualification will also make your offer look even better to the home seller, as if you were bringing them a suitcase of cash! They will not need to worry that they're wasting their time if you can't be able to qualify for a big enough mortgage. The seller won't worry if he can count on you to qualify for your loan.Your qualifying for the necessary loan amount won't cause them concern. You have the clout of a buyer ready to make the deal on the spot!

We help with your pre-qualification

We will help you determine the loan amount you can qualify for and the monthly payment amount you can afford by helping you pre-qualify. We accomplish this by analyzing your debts and income, your work and residence situations, your available funds for a down payment, required reserves, and other financial considerations. It's a quick, thorough process with minimal risks for papercuts.

One on one

You can always use the mortgage calculators on our site to calculate how much mortgage you'll be able to afford - but it's also important to meet with one of our mortgage professionals. That way, we will be able to help you get your pre-qualification letter. For another thing, we might be able to find a different mortgage program that fits your goals better. We're waiting to meet with you: contact us at 866-840-8745 x2.

Have questions about pre-qualifying? Call us at 866-840-8745 x2. We answer pre-qualification questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
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